- 120MonthsMaximum period
- 20,000,000AMDMaximum laon amount
- 450PeopleGot a loan
Whether you're purchasing your first vehicle, upgrading to a newer model, or importing a car from abroad, Global Credit's Car Loan provides fast, flexible, and affordable financing tailored to your needs.
Our streamlined application process allows you to apply online in just a few minutes and receive a quick preliminary decision, making car ownership easier than ever.
With competitive interest rates, flexible repayment terms, and financing of up to AMD 20,000,000, you can choose the vehicle that best fits your lifestyle while enjoying a smooth and transparent lending experience.
| Loan currency | AMD |
| Lending type | Non cash |
| Annual interest rate | 14.2% |
| Annual factual interest rate | 15.1% |
| Loan amount | 500,000-20,000,000 AMD |
| Lending term | 12-120 months |
| Loan security | movable pledge |
| Loan/pledge ratio | up to 90% |
| Interest payment** | monthly |
| Loan payment | monthly or contractual |
| Application review fee | not applicable |
| Loan service fee (monthly) |
0%-3% |
| Loan lending fee (one time) |
3% |
| Cash payment | 0 |
| Collateral insurance fee |
not aplicable |
| Fines, penalties | amount overdue penalty daily 0,13% |
| Loan decision | just after submission o necessary documents |
| Loan lending | in 1 working day |
You can get acquainted with the "Financial Assistant" system at the following link` www.fininfo.am
Credit History and Credit Score
One of the key factors influencing the loan approval decision is the applicant's credit history and credit score (scoring).
For this loan product, a proprietary scoring model is used. You can learn more about it by following the link below.
Credit History
A credit history is a record of the customer's financial obligations and repayment behavior. It may influence lending decisions and includes information covering at least the previous five years.
A credit history includes:
- Information about the customer's financial obligations, including the amount of the obligation, annual interest rate, outstanding balance, and any collateral pledged against the obligation.
- The customer's payment history, including any delays or missed payments compared to the agreed repayment schedule.
- Guarantees provided by the customer for third parties.
- Information regarding the obligations of persons related to the customer.
Customers can obtain more detailed information about their credit history by visiting:
- https://www.abcfinance.am
- https://www.acra.am (Frequently Asked Questions section)
- https://www.acra.am
If any errors or inaccuracies are identified in the credit history, customers may request clarification and correction by notifying the credit bureau or by contacting the financial institution that submitted the information to the credit bureau.
- Application
- Preparation of documents
- Loan confirmation
- 1Fast
- 2Convenient
- 3Anytime
